Indiana’s Education System

Free college tuition, whether it be in public or private institutions, is out of the question, as Indiana congressmen have not discussed a bill employing this.

While Indiana’s Education system has ranked twenty-seventh in the past year, according to U.S. News, in past years it has not done so well, even dropping as low as forty-six. Even though statistically their schools have improved, citizens disagree.

Many students take issue with the way their school system, including its perceived socially old-fashioned nature, its abundance of religiously influenced decisions, and it’s altogether unwillingness to change. According to the NorthWest Indiana Times (NWI) , this has caused many students to flee the state and look to other places for colleges.

NWI has then predicted many job openings in the foreseeable future, as people retire and die, but there’s no one to fill their place. This has caused some Indiana residence to create the Workforce Ready Grant, which in theory allows people to get free tuition if they choose to pursue a job that is high in demand, according to Inside Higher Ed.

Ebonie Smith, a staff member of American University said, “Only public colleges should be free. It’s up to private institutions to decide their tuition. Plus if they did decide to make it free, my pay would drop way down.”

Another interviewee, Bob Beahm, a physical trainer, stated, “There shouldn’t be financial or geographical barriers between poorer students and college, but that should be provided by the state, not private colleges. They still need a way to make money.”

Financial barriers are a huge issue in Indiana as, on average school costs $18,749, and 14.5% of citizens in Indiana rank below the poverty line, according to Talk Poverty. This stops many people from attending colleges and keeps them below the poverty line, as they cannot get a good enough job, due to the lack of education.

 

Crippling College Costs: From the Midwest to the Nation’s Capital

For many students nationwide, the beginning of Autumn marks either a tense season of college applications or the beginning of a collegiate education. College tuition prices are a difficult subject in the eyes of concerned parents and their children, as the wrong decision could potentially cripple a family for years.

This is no different in the state of Ohio. According to the National Center for Education Statistics, the average net price for a four-year college in Ohio is $19,138.93. 

Credit: National Center for Education Statistics’ Report on Ohio Four-Year Universities

In an attempt to provide collegiate education to intelligent high school students who may not be able to afford traditional schooling, The Ohio State University founded the Eminence Fellows Program within its University Honors Program. Now in its third operating year, the Eminence Fellows Scholarship provides a full cost of attendance coverage, paying for room and board in a residence hall for eight semesters, as well as a meal plan.

The Eminence Fellows program is open for all academically driven students to apply, but they first must be accepted into OSU’s Honors program. Upon reaching finalist status for the program, personal interviews are conducted. According to Program Coordinator Rebecca Ward, the application “look[s] at the student holistically.”

“It isn’t just the student who has perfect test scores, wants to go to medical school and is a slick interviewee,” said Ward. “We are looking for people who are intrinsically motivated.”

Outside of financial assistance, Eminence Fellows receive academic assistance. Freshman and sophomore seminars are provided, and students are given the opportunity to create a service project within their class. Students are advised by Ms. Ward herself and other faculty members and have access to an Eminence faculty network.

Programs like these are not readily available to all students nationwide. Yaniza Creamer, a Washington, D.C. student studying Public Relations at American University, attended AU via a Tuition Exchange (TE) program. Her father, a college professor at a TE member school, helped her qualify for AU’s Tuition Exchange scholarship, which provides $35,000. When Creamer’s father switched jobs, however, she felt unsupported by AU.

Credit: National Center for Education Statistics’ Report on D.C. Four-Year Universities

“College tuition is something constantly kept in the back of [students’] heads,” said Creamer. “AU doesn’t help with loans, and when my father switched jobs, I was kind of left in the dark.”

Creamer ended up taking a semester off of school for financial reasons, but will eagerly return this fall, quoting that she’d “loved the experience so far and the people [she’d] met” as well as the “the overall atmosphere” at AU.

The newly appointed Secretary of Education, Betsy DeVos, has yet to comment on college tuition prices, and her website provides no information on her stance. Given the focus on free college in 2016 Democratic Nomination Candidate Bernie Sanders’s campaign, tuition prices are likely to remain a hot-button issue.

U.S. student debt tops $1.4 trillion

WASHINGTON, D.C.–American University students and Northwest District of Columbia residents said Wednesday that student loan debt which is above $1.4 trillion in the United States today is a serious issue facing those seeking higher education in America.

Nelson Jacobson discusses his experience with student loans. By Vicky Tan

“Interest rates are rising and I’m scared that I’ll still be paying of loans when I’m 35,” said Leila Ackerman, 18, who will start at American University this Fall.

Ackerman worries about expenses beyond just tuition and housing. She said the hidden costs are also going to add up. Not only is tuition becoming more and more expensive, but new students must be able to afford food, textbooks and other necessities to living away from home.

“I’m one of the lucky ones, I can’t even imagine what having loans breathing down your back would feel like,” said Janice Barlow, 20, an American University student. “You really can’t do anything. Every thing you do, anywhere you go, you have to be thinking about money.”

According to the Student Loan Debt Report, national student loan debt collectively currently totals $1.41 trillion.

According to the report, around 70 percent of college students in the United States now owe some soft of debt for education. However, even with almost a whole generation drowning in student loan debt, there is no guarantee of employment after they graduate.

There was a general consensus among both residents and students that government is not doing enough to help financially struggling students. With interest rates slowly rising, the nation has not made education as high a priority as others, they said.

“Government should try to make education more affordable, everyone should have the opportunity to go to get a better education if they want to. Money should not be a limiting factor,” Ackerman said.

 

Free College Tuition in Maryland

 

 

University of Maryland, College Park.

 

 

On February 20th, Delegate Keith E. Haynes introduced the free Community Colleges – Out–of–State Fee. The bill introduces the possibility of Maryland becoming the fourth state to grant free community college tuition in the country; he also, introduced two more bills that offer low-income families tax credits for money spent on community college. “We’re hoping that this is the year that we can move forward so we don’t lose sight of the primary goal, and we can look at some ways to fund this,” told Mr. Haynes, Baltimore Democrat to the Washington Times.

 

In the past two years, three states have passed legislation for free community college, and former President Obama during his presidency began pushing for the federal government to join states and make two-year college education free for everyone. The current administration has not shown interest in making community college free. “I think that is an interesting idea, it’s great to consider and think about but we have to consider that in life, there is nothing completely free somebody is going to pay for it,” told Betsy DeVos to the NEW YORK TIMES.

 


According to the Washington Times, The majority of People in Maryland are not informed about the bills since there is a lack of support, and the media has failed to cover the process.  It is still unclear, how the state is going to fund the bill if it moves forward. “Taxes are going to go up, and I don’t think people will be happy with that,” said  Mary Steele, a college student at the American University.  

 

Many people are concerned that the state is not willing to spend more money on education since the there is a potential funding cut of 130 million dollars according to the Baltimore Sun.  “I think I read about that a while ago, but I am not 100% sure. Free College tuition is not going to happen very soon, perhaps in the future. Maryland is not ready for that yet,” said Mariah Gonzalez, a Maryland Resident.

 

 

New Jersey Ignores Calls for Reformation of College Tuition Assistance

New Jersey has largely dismissed the call for free college tuition in public schools within the state. At the state’s annual Senate hearing on funding for higher education, Gabrielle Charette, executive director of of the agency that oversees New Jersey’s student loan program, dismissed the idea.

The conversation was brought about as a result of the newly imposed New York Excelsior Scholarship, an accessible college program that will make tuition free for over 940,000 middle class families beginning this fall.

The New York program is, however, rife with complications. For example, students accepted must be New York citizens, full-time students earning 30 credits per calendar year, and live/work in New York for the same amount of time they received the scholarship following graduation.

“I don’t think we are prepared today to discuss the New York plan,” Charette said in an nj.com interview . “I think that there is a lot that needs to be studied there, and I think we want to see how that works.”

Another reason for the dismissal of tuition free-college education plans in New Jersey is the claim that the state already does more than enough to help its citizens pay for higher education. New research from the University of California at Berkeley shows that New Jersey is one of only three states (the others being California and Wyoming) that provides more aid to low-income college students than the largest federal grant program does.

“I think we are cutting edge in a lot of ways,” said Rochelle Hendricks, the state’s secretary of higher education, in an nj.com interview
On average, New Jersey’s students spend $18,032.67 yearly on tuition alone — this does not include the cost of room and board, textbooks, and other expenses their school may require.

Charette’s organization, Higher Education Student Assistance Authority (HESAA), states its mission is to “provide students and families with financial and informational resources for students to pursue their education beyond high school.” It is the primary source of tuition aid in the state, run by the state government. The organization offers a variety of both need-based and merit-based programs.

The most notable program run by HESAA is the NJCLASS loan, which offers low-cost rates on supplemental loans to New Jersey residents attending an eligible in-state or out-of-state school and out-of-state students attending a school in New Jersey.

NJCLASS has received criticism through online petitions and has even gained media attention as being a corrupt program responsible for “preying on unsuspecting borrowers, trapping them into student loans they know can never be repaid, and crushing futures,” as claimed by an online petition with nearly 1,000 signatures.

Additionally, HESAA says it has a policy to help some families if the children who were supposed to benefit from the loans die. Emails to staffers recently revealed instructions to not tell families that they may qualify for help unless they explicitly ask for that information.

“Families of deceased borrowers (or surviving cosigners) must inquire if HESAA has a policy on loan forgiveness,” a supervising staffer wrote in an email to employees in May 2016. “We should not be volunteering this information.”

In response to HESAA’s negative attention, governor candidate John Wisniewski is proposing an act called New Jersey’s 21st Century Workforce Scholarship Act, which would act similarly to New York’s Excelsior Scholarship and replace HESAA’s NJCLASS loan program. According to Wisniewski’s website, New Jersey is projected to spend $158 million dollars less on supporting our public colleges and universities than it did seven years ago, a figure which would be altered by the enactment of his proposed program.

“With respect to securing sustainable funding, using money solely from Educational Opportunity Fund and Tuition Aid Grants is not sufficient. The plan would call on the Department of Education to determine how many students annually are eligible to take advantage of the program and mandate a reallocation of corporate business tax incentive programs (e.g., corporate welfare) to fully fund the scholarships,” his website says.

This is currently the only public alternate plan to NJCLASS, and Wisniewski is one of the only NJ officials in the public eye discussing the possibility of free tuition. Despite this, many citizens argue the importance of free tuition.

““Free tuition is a must,” said taxpayer Dominique Estevi. “The government needs to give the same opportunity to everyone; it is the government’s responsibility to educate its students.”

With the state’s gubernatorial election this November quickly approaching, advocates for free or lowered tuition could see this once unthought-off concept brought to reality.

 

 

HESAA’s NJCLASS Fall 2017/Spring 2018 Plan:

http://www.hesaa.org/Documents/NJCLASSInterestRates.pdf

 

According to the New Jersey State Data Center, the most recent available data shows that the average household has an income of $115,240, making the average student eligible for New Jersey’s 21st Century Workforce Scholarship Act, John Wisniewski’s proposed plan.

Switching college majors part of the process

WASHINGTON, D.C.–Many current and former college students interviewed this week in Northwest Washington, D.C. have changed their majors in college as they discovered their passions and interests on campus, while others fall in love with their major and stick with it in order to pursue a career in that field.

Sarah Menke-Fish, a professor of Film and Media Arts at American University, thought she would major in music and home economics when she enrolled in the University of Northern Iowa, but ended up changing her mind after two months when she discovered her passion for speech.

Idegbuwa Karba talks about why she chose to major in psychology at Howard University. By Courtney Cohn

“I thoroughly loved it and did really well in it,” Menke-Fish said.

Menke-Fish is not alone.

According to an April 2017 report from the University of Memphis, “About 40% of college students switch majors at least once, suggesting that major choice is a process rather than a single decision.”

Menke-Fish ended up majoring in speech theater teaching and radio television broadcasting, which led to many careers involving both teaching and acting. She also notices that many of her students switch majors in college like she did.

She acknowledges that people think they know what they’ll enjoy and want to study as they enter college, but may discover that they excel in a different area and want to find a career in that field instead.

Zerline Hughes discussed choosing to major in journalism at Howard University. By Courtney Cohn

However, Zerline Hughes, 40, a freelance writer, always knew she wanted to study journalism and kept that major at Howard University.

“I didn’t ever want to change,” said Hughes, who described herself as a freelance writer. “Howard University had a good journalism program and I thought it was the best fit for me and my goals.”

Like Hughes, Idegbuwa Karba, 19, has known what she wanted to major in since high school, and does not want to switch. 

Karba majors in psychology at Howard University and said she doesn’t plan on changing.

Kim Kinner, now a second grade teacher, majored in mass communications and marketing in order to find a high-paying job in that field. She ended up switching to an education major in graduate school when she realized her passion for the field even though it might not come with the same paycheck.

“Money isn’t worth it,” Kinner said. “I wanted a career my heart was in.”

 

 

 

College Price In Florida Isn’t So Sunny

 

Between Bernie Sander’s campaign for president and New York’s recent decision, the concept of free universities has been a hot button topic.  Some people are concerned about taxes and quality of education, while others think that it will be revolutionary for underprivileged students.

62% percent of people think that students should not have to take out loans to attend college (http://www.cnbc.com/2016/08/01/over-60-of-americans-back-tuition-free-college-survey-says.html). However many states do not offer many services to help students attend college, and one of these states is Florida. The average cost of a four year university is $17,520 according to collegecal.org, which has left many families scrambling to put together enough money for college.

There are many people who have spent hours writing articles, protesting, and campaigning for free public universities; but some people think that it is not a big concern. One example of this is rising high school senior, Georgia Cummins. She said that she didn’t know much about free college and it is not a concern of hers because she is going out of state for college.

The main two programs offered in Florida are The Bright Futures Scholarship and The Florida International University’s Golden Promise. Bright Futures’ scholarships give money to Florida residents for in state public university. To qualify for their top scholarship students must have a 3.5 weighted GPA, 100 community service hours, and 29 or 1290 on ACT or SAT. Florida International University’s Golden Promise will be offering 1,200 students free tuition. They must be involved students and their families must make $33,000 or less.

New York State Starts New Scholarship Program In The Fall Making College Tuition Free

Governor Andrew Cuomo has created a new program called the “Excelsior Scholarship” for New York state colleges beginning in the Fall of 2017. This scholarship is in hope of creating free college and more opportunities according to the state government. The scholarship itself will cover 2 and 4 year programs for middle class families and individuals that make up to $125,000 per year.

Governor Cuomo speaking about the Excelsior Scholarship.

Students applying face a list of requirements, including current residence in New York and a specific amount of credits per year. This tuition-free opportunity is new for the state, which didn’t have any statewide program previously. The average cost for a 4 year degree in New York state currently is about $18,597. Several states, like Tennessee and Oregon, have programs or are beginning to create free college choices.

Emily Davis, a marketing and communications manager for the College of Arts and Sciences at American University, said free college “would be great, if it was possible.” Davis told that free college definitely would have helped her, and after graduating was when she really realized the importance of financial help when dealing with loans.

The Excelsior Scholarship will cover tuition fees, but not other expenses such as room and board, food, books, etc. This means students will still have to pay for certain things, making the scholarship not completely free.  The program has received criticism from networks like CNN and The New York Times, due to that factor of all the expenses not being included or covered.

Despite any disagreements or future issues with the program, most agree that progress is progress. Earlier this year, advocate Bernie Sanders tweeted, “If New York makes public colleges and universities tuition-free, mark my words, state after state will follow.”

 

Student Debt Relief Will Come at a Cost for California

The California debate over free college may have grown closer to its final resolution, thanks to a bill proposed by lawmakers in March of this year. The scholarship proposal, titled “Degrees Not Debt”, could bring relief to 390,000 public university students with an income of $150,000 or less, according to the California assembly’s March budget meeting. However, the bill’s price tag and source of funding have many reeling.

According to the California Committee on Education Finance, the average full cost to attend a CSU is $20,600, and for a UC the number is closer to $32,800. Degrees Not Debt promises to pay attention to the entire cost of college, not just tuition and fees, which goes beyond what other programs offer. It also addresses the federal expected family contribution, which, especially for a state like California with high housing prices, is unreasonable. Rather than enforcing the expected contribution, the Degrees Not Debt program would ask families to contribute one-third of the amount.

This kind of aid would have been more than welcome for mothers like Janet Raven and Marit Skelton, whose children recently finished graduate school. Skelton’s daughter attended Pepperdine University in California, and she “wouldn’t have been able to go without a scholarship,” Skelton said. As a single parent, Skelton was struggling with how to finance her daughter’s education, and her daughter ended up needing multiple grants and a scholarship to attend university. At Pepperdine, the total cost of attendance is $66,152 without financial aid.

Raven agreed that some financial aid is needed for all college students. Her son, who recently graduated without a scholarship, has student loans. “We’ll be paying until we die,” Raven said. She advised families to stay away from student loans as much as they possibly can, unless they want to be “in debt forever.” Skelton echoed this sentiment, urging students to be “creative” in the ways that they approach financial aid. Both women agreed that something new needed to happen in order for the student loan process to become easier on families.

Although neither Skelton’s children nor Raven’s attended community college, community students are also aided by the Degrees Not Debt program. However, the Community College League of California writes in their May government relations update that they have “concern” about the policy.

The proposed funding to assist in tuition costs for community college comes from the 1988 bill Proposition 98, which requires a minimum of 40% of the state budget to go to K-14 education. (Currently, over 50% of the general fund is allocated to education.) In order to fund the tuition relief, Degrees Not Debt would be siphoning budget from Prop 98, and thus from education for pre-college students.

This sets a lot of teeth on edge. “It is bad policy,” writes Rocky Chavez of the San Diego Tribune. “You need success in the former to even reach the latter.” The Community College League agrees, admitting that there will be “significant tradeoffs” if the bill is passed. Additionally, increased Cal Grants still will not be enough to assist low-income students. The Institute for College Access and Success reports that although most students in California attend community colleges, only 7% of Cal Grant dollars actually go to community college students. And the 90% of eligible applicants who did not receive Cal Grants? More than 140,000 of those people lived below the poverty line, and over 28,000 were single parents. The Institute argues that the grants just aren’t doing enough to finance students’ education – and an increase in the number of them won’t be enough.Courtesy of the Institute for College Access and Success

The price of the Degrees Not Debt program is also controversial. The bill would cost around $1.6 billion, a number assemblyman Kevin McCarty asserts can be achieved without tax increases. For a program that some say does not accurately address student needs, it doesn’t seem worth it. Debbie Cochrane, of the Institute for College Access and Success, writes that the program attempts unsuccessfully to account for lower-income students, while still giving higher-income students disproportionate opportunities.

Still, controversial or not, the Degrees Not Debt scholarship program is a new way to view the issue of college financial aid. Currently, it is on track to be phased in through the 2018-19 school year, and, for parents and students, it could be a saving grace.

Fake news gets real attention at Newseum lecture

Fake news is a real problem.

On Wednesday, Jessi Hollis McCarthy held a workshop at the Newseum in Washington, D.C. where she educated young students and aspiring journalists how to detect, process, and understand fake news.

McCarthy said fake news is often used as a “political tool,” and it’s also published for entertainment and advertising purposes. But many times news dubbed as “fake” is actually flawed or biased.

“Biased news is not fake news,” McCarthy said. “Flawed news is not fake news.”

Although fake news is a topic that has become significantly more transparent as Donald Trump has taken office, the spread of false information through news platforms is a problem that has existed long before Trump’s administration.

“Donald Trump is not the first president to have an interesting relationship with the press,” McCarthy said.

She mentioned Theodore Roosevelt’s Muckraker Speech in 1906, where he cautioned the public against media that spreads lies about politicians and public figures.

Jessi Hollis McCarthy lecturing students on fake news. By Gabe Ferris.

According to McCarthy, fake news has been around long before the 2016 Presidential election because the First Amendment “protects” fake news, which makes it difficult to regulate.

The Constitution states, “Congress shall make no law… prohibiting the free exercise thereof; or abridging the freedom… of the press…”

“The First Amendment is constantly interpreted to have breathing room,” McCarthy said. The press has the freedom to publish anything, despite fabrication.

The only thing the public can do is learn how to properly identify fake, flawed, or biased news by fact checking evidence, researching sources, and taking the time to “dive a little deeper.”

To fact check news articles, use the websites below:

www.snopes.com

www.factcheck.org

www.politifact.com

www.hoax-slayer.com